Regulated escrow · Bank of Ghana partner

Don't get scammed.
Get SafePay.

SafePay holds the buyer's money in licensed escrow until delivery is verified. Sellers get paid on confirmation. Brokers earn fees with zero counter-party risk.

₵42M+

In escrow

12,400

Deals closed

99.7%

Dispute resolved

Live Transaction · #SPK-2840

Buyer funds escrow

₵85,000

done

Seller delivers car

Toyota Corolla 2019

done
3

Inspection period

48 hours

active
4

Funds released to seller

₵83,725 net

pending
Funds locked at Stanbic BankSafePay fee: 1.5%

Why SafePay

Built for the deals that mobile money can't protect.

Funds held by a licensed bank

Money sits in segregated escrow accounts at Stanbic, GCB and CalBank. SafePay never touches principal.

Release only on proof of delivery

GPS handover, signed inspection, milestone evidence – buyer confirms before a cedi moves.

Disputes go to humans, not bots

Real case officers review evidence within 48h. Decisions are legally enforceable.

Use Cases

Built for high-value, high-trust deals.

All use cases

Vehicles

Used cars, motorbikes, fleet purchases

Avg ₵65,000

Real Estate

Rent deposits, land sales, hostel fees

Avg ₵120,000

Freelance

Milestone-based contracts, retainers

Avg ₵8,500

Bulk Goods

Cement, electronics, agricultural supply

Avg ₵45,000

Built on real compliance

Regulated, audited, and ready for the deal you cannot afford to lose.

  • Bank of Ghana licensed payment partner
  • Data Protection Act 843 compliant
  • AML/KYC verification for all parties above ₵10,000
  • Independent dispute board with legal binding power

7

Verified user roles

48h

Dispute SLA

256-bit

Encryption at rest

0

Funds ever lost

Your next big deal deserves protection.

Open your first SafePay escrow in under 3 minutes. No setup fee. Pay only on successful release.